Debt Review in South Africa

Debt review is a process introduced in 2007 by the National Credit Act and is aimed largely at South African consumers who are over indebted and struggling to manage their finances. Essentially, it’s a debt rehabilitation programme where a debt counsellor assesses...

Surviving on an Entry-Level Salary

Starting your first real job is exciting. What’s even better? Getting your first salary. But before you start getting ready for that shopping spree, pay your bills. Buy your groceries. Still have money left? No? Well, never mind then. Living on an entry level salary...

Why Should I Have a Personal Budget?

Personal budgeting is the most effective way of managing your money. However, most people avoid doing it because it’s like additional work, something you don’t really need to do. Also, you could be doing something fun right? What budgeting actually does is show you...